Provider
- Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
- Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
- NO spend minimum, NO enrollment, and NO rotating rewards categories
- Get a $25 Referral Bonus for each friend or family member who is approved for the Card
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% on Purchases* | 12 months* | 0% intro APR on purchases for 12 months, flexibility to pay over time* | No annual fee, flexibility to pay over time* | 17.24-22.24% Variable* | Excellent* |
- Membership Rewards® bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership
- Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
- Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide
- Get a decision in as little as 60 seconds
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | N/A* | Introductory annual fee of $0 for the first year, then $175* | N/A* | Excellent* |
- Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months – enough for up to 6 free nights at a Category 1 or 2 hotel
- Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
- 2011 SmarterTravel® Award for "Best Travel Rewards Card"
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | 15.24%-19.24%* | $0 introductory annual fee for the first year, then $65* | 15.24%-19.24%* | Excellent* |
- Earn 10,000 bonus miles, equal to $100 in travel
- No limit on the miles you can earn and miles won't expire
- Fly free on any airline, any time with no blackout dates
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% Until May 2013* | until May 2013* | 11.9-19.9% (V) * | $0* | 11.9-19.9% (V)* | Excellent* |
- Money Magazine's® "Most Rewarding Card if you crave free airline flights"
- 2 miles per dollar on every purchase, every day
- Earn 10,000 bonus miles, equal to $100 in travel
- Redeem your miles for ANY travel expense
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | 13.9-20.9% (V)* | $0 intro for first year; $59 after that* | 13.9-20.9% (V)* | Excellent* |
- 0% intro APR until August 2013 on balance transfers
- 0% intro APR until August 2013 on purchases
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% Until August 2013* | Until August 2013* | 10.9-18.9% (V)* | $0* | Intro: 0% Aug 2013* | Excellent - Good* |
- Earn 40,000 bonus points after you spend $3,000 in the first 3 months – that's $500 toward travel rewards!
- 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
- Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM
- No foreign transaction fees
- Receive a 7% annual dividend on all new points earned – even on points already redeemed
- 1:1 point transfer to participating frequent travel programs
- Direct access to expert service advisors anytime
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | 15.24% *(Variable)* | No Annual Fee for your first year. $95 a year afterwards* | 15.24% *(Variable)* | Excellent* |
- This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 15 months on purchases and balance transfers
- 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
- You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- No annual fee and rewards never expire
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 15 months on purchases and balance transfers* | 12.99%-22.99%*(Variable* | $0* | Yes* | Good - Excellent Credit* |
- Earn up to 40,000 bonus miles & first year free, a $95 value
- First checked bag is free for you and a companion when you fly United flights, up to a $50 value
- Board your flight before general boarding with priority boarding privileges
- Visit the United Club with two complimentary day passes every year, up to a $100 value
- Earn 2 miles for each $1 spent on airline tickets purchased from United and 1 mile per $1 for everything else
- Your miles don't expire and there is no limit to the number of miles you can earn
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | 15.24%*(Variable)* | $95, waived the first year* | Yes* | Excellent* |
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- Peace of mind through direct access to a service representative, no late fees and no penalty rate
- No annual fee
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 18 months on balance transfers and purchases* | 12.99-21.99% (Variable)* | $0* | Yes* | Excellent* |
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
- 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
- Exciting deals and savings for great brands through Citi Specials
- No Annual Fee*
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 18 months on balance transfers and purchases* | 11.99%-21.99%* (Variable)* | $0* | Yes* | Excellent* |
- $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
- Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll.
- Each quarter, you can enroll to earn additional cash back in popular categories.
- Full 1% cash back on all other purchases and eligible cash advances.
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 12 months on balance transfers and purchases* | 12.99%-22.99%* (Variable)* | $0* | Yes* | Excellent* |
- 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- *Click apply to view rates, fees, rewards, limitations and other important information
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 15 months* | 10.99-20.99% (V)** | $0* | Intro: 0% 15 months* | Good - Excellent Credit* |
- 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
- *Click apply to view rates, fees, rewards, limitations and other important information
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 6 months* | 10.99-20.99% (V)** | $0* | Intro: 0% 18 months* | Good - Excellent Credit* |
- 1 Mile on every $1 you spend
- 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%*
- *Click apply to view rates, fees, rewards, limitations and other important information
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 6 months* | 10.99-16.99% (V)** | $0* | Intro: 0% 6 months* | Excellent - Good* |
- Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
- Acceptance at millions of locations including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages are available to remind you of your upcoming payment due date
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | 14.99% - 24.99%, or 7.99% for secured cards* | $39 or $59 the first year, or $0 - $49 Introductury the first year, then either $35 or $59 per year thereafter* | 14.99% - 24.99%, or 7.90% for secured cards* | Bad* |
- An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages are available to remind you of your upcoming payment due date
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | 14.99% - 24.99%, or 7.99% for secured cards* | $39 or $59 the first year, or $0 - $49 Introductory the first year, then either $35 or $59 per year thereafter* | 14.99% - 19.99%, or 7.99% for secured cards* | Bad* |
- Earn 40,000 bonus points after you spend $3,000 in the first 3 months – that's $500 toward travel rewards!
- 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
- Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM
- No foreign transaction fees
- Receive a 7% annual dividend on all new points earned – even on points already redeemed
- 1:1 point transfer to participating frequent travel programs
- Direct access to expert service advisors anytime
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | 15.24% *(Variable)* | No Annual Fee for your first year. $95 a year afterwards* | 15.24% *(Variable)* | Excellent* |
- Full-feature Platinum MasterCard secured credit card
- No credit history or minimum credit score required for approval
- Monthly reporting to all 3 major credit bureaus to establish more credit history
- Quick & complete online application
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | Prime Rate + 11.74%* | $39* | N/A* | * |
- An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages are available to remind you of your upcoming payment due date
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | 14.99% - 24.99%, or 7.99% for secured cards* | $39 or $59 the first year, or $0 - $49 Introductory the first year, then either $35 or $59 per year thereafter* | 14.99% - 19.99%, or 7.99% for secured cards* | Bad* |
- This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 15 months on purchases and balance transfers
- 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
- You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- No annual fee and rewards never expire
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 15 months on purchases and balance transfers* | 12.99%-22.99%*(Variable* | $0* | Yes* | Good - Excellent Credit* |
- Earn up to 40,000 bonus miles & first year free, a $95 value
- First checked bag is free for you and a companion when you fly United flights, up to a $50 value
- Board your flight before general boarding with priority boarding privileges
- Visit the United Club with two complimentary day passes every year, up to a $100 value
- Earn 2 miles for each $1 spent on airline tickets purchased from United and 1 mile per $1 for everything else
- Your miles don't expire and there is no limit to the number of miles you can earn
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | 15.24%*(Variable)* | $95, waived the first year* | Yes* | Excellent* |






















