• 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • Exciting deals and savings for great brands through Citi Specials
  • No Annual Fee*
 
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 18 months on balance transfers and purchases* 11.99%-21.99%* (Variable)* $0* Yes* Excellent*
 
  • $250 in gift cards - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 4 months of account opening
  • Earn 1 point for every $1 you spend on all purchases
  • Receive an anniversary bonus every year you're a cardmember
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
 
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 12.99%-22.99%* (Variable)* $0* N/A* Excellent*
 
  • $100 cash back after $500 in purchases within the first 3 months of account opening
  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll.
  • Each quarter, you can enroll to earn additional cash back in popular categories.
  • Full 1% cash back on all other purchases and eligible cash advances.
 
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 months on balance transfers and purchases* 12.99%-22.99%* (Variable)* $0* Yes* Excellent*
 
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • Peace of mind through direct access to a service representative, no late fees and no penalty rate
  • No annual fee
 
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 18 months on balance transfers and purchases* 12.99-21.99% (Variable)* $0* Yes* Excellent*