Q: What is eCreditCards?
eCreditCards is a website that sifts through all the online credit card offers on the web and brings you only those with the best offers and reviews.
Q: How do I apply for a credit card?
After browsing through eCreditCards and finding the credit card that’s right for you, click the “Apply here” button next to the card and fill out the secure credit card application which appears on the screen.
Q: What information will I need to provide for a credit card application?
You will need to provide basic personal identification information, like your Social Security number, date of birth, address and annual household income. Basically, the same information you would need to provide for a paper credit card application is required for an online credit card application.
Q: How long does it take to receive a credit card application decision?
The waiting time varies from card to card. In some cases, you can get approved in 60 seconds, while others may require weeks. Generally speaking, the better your credit score, the faster the response time is. Once a decision has been made, you will be notified by e-mail, mail, or in some cases, both.
Q: Are online credit card applications secure?
All credit card applications performed through eCreditCards are secure; your personal information will remain private. We do not sell your information to third parties.
Q: Can I apply for more than one credit card?
Yes, you can apply for more than one credit card. However, only the credit card companies can decide if they want to approve your application for an additional credit card.
Q: Is a checking account required with the bank I want to apply for a credit card with?
No, it is not necessary to have a bank account with the bank you wish to apply for a credit card with.
Q: I have additional questions. Do you have a customer support department?
Yes. If you have any additional questions or concerns, visit our customer support area, we’re glad to help.