HSBC

HSBC Holdings plc (most commonly referred to as HSBC) is a British multinational banking and financial services company headquartered in London. There are operations all over the world; Latin America, Asia Pacific, Middle East and North Africa, Europe, and North America. The American operations of HSBC are HSBC Bank USA Inc. and HSBC Finance Corporation.

The bank, which was founded in 1991, is the world’s second largest banking and financial services group. It also holds the title as the second-largest public company according to a composite measure by Forbes magazine.

With over 100 million customers worldwide, HSBC offers more than most banks. HSBC splits its business into four distinct groups: retail and wealth management, commercial banking, global banking and markets, and private banking. The two main credit cards provided by HSBC in the United States are great for those who love to travel; since one offers travel-themed rewards, and the other voids foreign transaction fees.

The HSBC Premier World MasterCard is ideal for those who call the world home. With this card, you won’t have to pay foreign transaction fees, even if the purchase is made in foreign currency. You’ll also be able to fly anywhere, anytime, with no blackout dates, seat restrictions, or pre-set spending limits. Similarly, the HSBC Platinum MasterCard also offers rewards for travelers, like one point for every net dollar spent which can be used towards travel rewards or one percent back.

If you call the world home, and want a card that can be used in almost any country in the world without penalty, check out HSBC today.

Orchard Bank Classic MasterCards®

An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages are available to remind you of your upcoming payment due date

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	14.99% - 24.99%, or 7.99% for secured cards*	$39 or $59 the first year, or $0 - $49 Introductory the first year, then either $35 or $59 per year thereafter*	14.99% - 19.99%, or 7.99% for secured cards*	Bad*

Orchard Bank Visa® Cards

Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
Acceptance at millions of locations including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages are available to remind you of your upcoming payment due date

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	14.99% - 24.99%, or 7.99% for secured cards*	$39 or $59 the first year, or $0 - $49 Introductury the first year, then either $35 or $59 per year thereafter*	14.99% - 24.99%, or 7.90% for secured cards*	Bad*