• Earn 40,000 bonus points after you spend $3,000 in the first 3 months – that's $500 toward travel rewards!
  • 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
  • Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM
  • No foreign transaction fees
  • Receive a 7% annual dividend on all new points earned – even on points already redeemed
  • 1:1 point transfer to participating frequent travel programs
  • Direct access to expert service advisors anytime
 
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 15.24% *(Variable)* No Annual Fee for your first year. $95 a year afterwards* 15.24% *(Variable)* Excellent*
 
  • Earn 10,000 bonus points after you spend $500 in the first 3 months – that's $100 toward travel or any other reward!
  • 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • Direct access to expert service advisors anytime
 
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 15.24% *(Variable)* No annual fee!* 15.24% *(Variable)* Excellent - Good*
 
  • An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
 
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 14.99% - 24.99%, or 7.99% for secured cards* $39 or $59 the first year, or $0 - $49 Introductory the first year, then either $35 or $59 per year thereafter* 14.99% - 19.99%, or 7.99% for secured cards* Bad*
 
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • Exciting deals and savings for great brands through Citi Specials
  • No Annual Fee*
 
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 18 months on balance transfers and purchases* 11.99%-21.99%* (Variable)* $0* Yes* Excellent*
 
  • 0% intro APR until August 2013 on balance transfers
  • 0% intro APR until August 2013 on purchases
  • $0 Fraud Liability if your card is lost or stolen
  • 24-hour travel assistance gives you a replacement card and cash advance
  • 24-hour roadside assistance
 
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% Until August 2013* Until August 2013* 10.9-18.9% (V)* $0* Intro: 0% Aug 2013* Excellent - Good*
 
  • 1% cash back on all purchases
  • Earn unlimited cash rewards that don't expire
  • Redeem cash rewards anytime for any amount, even set up automatic redemption
 
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 17.9-22.9% (V)* $39* 17.9-22.9% (V)* Fair*
 
  • Full-feature Platinum MasterCard secured credit card
  • No credit history or minimum credit score required for approval
  • Monthly reporting to all 3 major credit bureaus to establish more credit history
  • Quick & complete online application
 
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* Prime Rate + 11.74%* $39* N/A* *