MasterCard
- Earn 40,000 bonus points after you spend $3,000 in the first 3 months – that's $500 toward travel rewards!
- 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
- Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM
- No foreign transaction fees
- Receive a 7% annual dividend on all new points earned – even on points already redeemed
- 1:1 point transfer to participating frequent travel programs
- Direct access to expert service advisors anytime
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | 15.24% *(Variable)* | No Annual Fee for your first year. $95 a year afterwards* | 15.24% *(Variable)* | Excellent* |
- Earn 10,000 bonus points after you spend $500 in the first 3 months – that's $100 toward travel or any other reward!
- 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.
- Points never expire and there are no limits on how many points you can earn
- Redeem points for travel, gift cards, merchandise, cash back and more
- Direct access to expert service advisors anytime
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | 15.24% *(Variable)* | No annual fee!* | 15.24% *(Variable)* | Excellent - Good* |
- An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages are available to remind you of your upcoming payment due date
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | 14.99% - 24.99%, or 7.99% for secured cards* | $39 or $59 the first year, or $0 - $49 Introductory the first year, then either $35 or $59 per year thereafter* | 14.99% - 19.99%, or 7.99% for secured cards* | Bad* |
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
- 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
- Exciting deals and savings for great brands through Citi Specials
- No Annual Fee*
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 18 months on balance transfers and purchases* | 11.99%-21.99%* (Variable)* | $0* | Yes* | Excellent* |
- 0% intro APR until August 2013 on balance transfers
- 0% intro APR until August 2013 on purchases
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% Until August 2013* | Until August 2013* | 10.9-18.9% (V)* | $0* | Intro: 0% Aug 2013* | Excellent - Good* |
- Full-feature Platinum MasterCard secured credit card
- No credit history or minimum credit score required for approval
- Monthly reporting to all 3 major credit bureaus to establish more credit history
- Quick & complete online application
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | Prime Rate + 11.74%* | $39* | N/A* | * |










